Back to School and Beyond Competition Terms and Conditions:

1. The "Back to School and beyond" competition opens on 7 January 2013 and closes at midnight 10 February 2013 (the "Competition Period"). There are ten prizes of $1,000 each, to be won.
2. Ten winners will be drawn at random on 27 February 2013, from all customers who have used their BNZ credit card (including GlobalPlus credit cards), BNZ Flexi Debit Visa or BNZ Eftpos card during the Competition Period.
3. Entries are restricted to one per person for each transaction made at Paper Plus using the BNZ credit card, BNZ Flexi Debit Visa and BNZ Eftpos card, and that person must be a resident of New Zealand.
4. The prizes will be deposited into a New Zealand bank account nominated by the winner.
5. The prize draw supervisor's decision is final and no correspondence will be entered into.
6. The winners will be notified by telephone using the details held by BNZ. If a winner cannot be contacted after reasonable attempts by BNZ to arrange collection, the prize will be forfeited and another winner will be drawn.